Privacy Policy

1. Data Controller

RealtorToken Ltd., Dublin, Ireland. Email: privacy@realtortoken.es

2. Data We Collect

2.1 User-provided data

• Registration data: name, email, phone
• KYC verification: identity document, proof of address
• Financial data: bank details for SEPA payments
• Search preferences and alerts

2.2 Automatically collected data

• IP address and approximate location
• Device type and browser
• Pages visited and browsing duration
• Cookies and similar technologies

2.3 Blockchain data

• Stellar wallet addresses (public by nature)
• Transaction history on the network

3. Purposes of Processing

• Service delivery: property search, reservation management, payment processing
• Legal compliance: KYC/AML verification, fraud prevention, tax obligations
• Communications: price alerts, transaction updates, support
• Service improvement: usage analytics, platform optimization

4. Legal Bases (GDPR)

• Contract performance: service provision
• Legal obligation: KYC/AML compliance
• Legitimate interest: fraud prevention, security
• Consent: commercial communications, non-essential cookies

5. Data Recipients

KYC providers, payment processors, regulated financial partners, regulatory authorities, and professional advisors as required by law.

6. Retention Periods

• Active account data: duration of the contract + 5 years
• KYC data: 5 years after relationship ends (legal obligation)
• Transaction data: 10 years (tax requirements)
• Marketing data: until consent withdrawn

7. Your Rights

Under GDPR, you have the right to: access, rectification, erasure, restriction, portability, and objection. Contact: privacy@realtortoken.es

8. International Transfers

Any transfers outside the EEA are protected by Standard Contractual Clauses or adequacy decisions.