Terms of Service

Last updated: January 2026

1. Platform Services

RealtorToken is a technology provider that facilitates:

  • Property search and listing display
  • Real estate payment coordination via blockchain technology
  • Reservation management using escrow on Stellar Network
  • Automated tax obligations and payment distribution

Important: RealtorToken is NOT a bank, custodian, investment fund, or regulated financial institution. We do not provide investment advice or act as a real estate agent.

2. Non-Custodial Model

RealtorToken operates under a non-custodial model:

  • We do not custody user funds
  • We do not store private wallet keys
  • Payments are executed through regulated third-party providers
  • Users retain control of their assets at all times

3. User Requirements

To use financial services on the platform:

  • You must be 18 years of age or older
  • You must complete the KYC/AML verification process
  • You must provide accurate and up-to-date information
  • You must not be subject to sanctions or legal restrictions

4. Escrow System

Reservations are managed through escrow on Stellar Network:

  • Funds are locked until conditions are met
  • Release conditions are defined at the time of reservation
  • If the seller fails to perform, funds are returned automatically
  • Disputes are resolved per the established procedure

5. Fees and Payments

The fee structure is disclosed before each transaction:

  • Platform fee: per current tariff
  • Stellar network costs: typically <€0.01
  • Payment provider fees: per provider
  • Final payments are made in euros via SEPA transfer

6. Intellectual Property

All content, software, and trademarks on RealtorToken are owned by Cuandeoro Ltd. or its licensors. Unauthorized reproduction is prohibited.

7. Limitation of Liability

RealtorToken shall not be liable for losses arising from: market fluctuations, technical failures, unauthorized third-party actions, or regulatory changes. Maximum liability is limited to fees paid in the 12 months preceding the claim.

8. Governing Law

These terms are governed by the laws of Ireland. Any disputes shall be subject to the exclusive jurisdiction of the courts of Dublin, Ireland.